Skip to content
CALL: (800) 884-9600

Legal Blog

Bankruptcy(178 articles)

← All articles
Avoiding Bankruptcy Case Dismissal

Avoiding Bankruptcy Case Dismissal

Jul 6, 2026 | Bankruptcy

Filing for bankruptcy is meant to give you relief. It can stop collection calls, pause lawsuits, and give you a chance at a financial fresh start. But that relief can disappear if your case gets dismissed. This article will help you understand what bankruptcy dismissal is and how you can avoid it.

read more: Avoiding Bankruptcy Case Dismissal
A Guide to Filing Chapter 7 Bankruptcy in Alabama

A Guide to Filing Chapter 7 Bankruptcy in Alabama

Jun 30, 2026 | Bankruptcy, Spencer W. Jones

Brock & Stout is a law firm that has helped thousands of individuals and families navigate Chapter 7 bankruptcy filings across the state. Chapter 7 bankruptcy is a federal legal process that allows eligible individuals to eliminate most unsecured debts—such as credit card balances and medical bills—through a court-supervised liquidation of nonexempt assets, typically completed …

read more: A Guide to Filing Chapter 7 Bankruptcy in Alabama
Personal Injury Settlements in Bankruptcy

Personal Injury Settlements in Bankruptcy

Jun 1, 2026 | Bankruptcy, Christopher Stanfield

If you’re considering bankruptcy and have a personal injury claim, these two parts of your life will come together. The bankruptcy court needs to see the full picture of your finances, including any money you might get from an injury case. This article will help explain why you must disclose the information to the bankruptcy …

read more: Personal Injury Settlements in Bankruptcy
Issues and Solutions in Bankruptcy for Self-Employed People, Freelancers, and Gig Workers

Issues and Solutions in Bankruptcy for Self-Employed People, Freelancers, and Gig Workers

Apr 27, 2026 | Bankruptcy, Christopher Stanfield

These days, a lot of people make a living by working for themselves, taking on contract jobs, or doing gig work such as rideshare driving, delivering goods, freelancing, or running online businesses. While this type of work offers flexibility, it can also lead to financial difficulties. Debt management becomes tough with unpredictable income, surprise expenses, …

read more: Issues and Solutions in Bankruptcy for Self-Employed People, Freelancers, and Gig Workers
Income-Driven Repayment Plans vs. Bankruptcy for Student Loans

Income-Driven Repayment Plans vs. Bankruptcy for Student Loans

Apr 6, 2026 | Bankruptcy, Christopher Stanfield

Student loans are one of the most significant financial burdens many Americans face today. For years, millions of borrowers have struggled to make payments while still covering the cost of everyday living. To help ease the financial burden, the government introduced income-driven repayment (IDR) plans. These plans adjust monthly payments based on your income. But …

read more: Income-Driven Repayment Plans vs. Bankruptcy for Student Loans
What is a Bankruptcy Audit?

What is a Bankruptcy Audit?

Mar 9, 2026 | Bankruptcy, Christopher Stanfield

Filing for bankruptcy is stressful enough without then receiving a letter that your case is being “audited”. The good news is that most bankruptcy audits are routine, and many are chosen at random. With the right preparation and legal guidance, you can get through the process smoothly and keep your case on track. What Is …

read more: What is a Bankruptcy Audit?
Creating a Chapter 13 Repayment Plan

Creating a Chapter 13 Repayment Plan

Feb 16, 2026 | Bankruptcy, Christopher Stanfield

If you’re behind on bills but have a steady income, Chapter 13 bankruptcy could help you catch up by repaying debts over time. The core of a Chapter 13 case is your repayment plan. It outlines how you will repay your debts through the Bankruptcy Court. Below, we explain how payment amounts are determined, which …

read more: Creating a Chapter 13 Repayment Plan
Alabama Earns a “D” on Consumer Financial Protections Report Card: What That Means for You

Alabama Earns a “D” on Consumer Financial Protections Report Card: What That Means for You

Jan 19, 2026 | Bankruptcy, Spencer W. Jones

A new report published by the National Consumer Law Center (NCLC) highlights a troubling reality for many families across the country. The report annually grades states on how well their consumer laws protect family finances against aggressive creditor actions. Alabama received a “D” grade, placing it among the states with weak consumer financial protections. Why …

read more: Alabama Earns a “D” on Consumer Financial Protections Report Card: What That Means for You
Does Bankruptcy Affect 529 College Savings Plans?

Does Bankruptcy Affect 529 College Savings Plans?

Jan 5, 2026 | Bankruptcy, Christopher Stanfield

If you’re dealing with debt and considering bankruptcy, you may worry about what will happen to the money you’ve saved for your child’s education. Fortunately, 529 college savings plans usually receive special protections during bankruptcy cases. This article will examine the impact of bankruptcy on 529 plans and the protections available for them. What Is …

read more: Does Bankruptcy Affect 529 College Savings Plans?